Martin Whitfield MP has welcomed recommendations made in the final report of the Access to Cash review, which was launched last year to consider the UK’s need for cash in the future.

The report concludes that digital payments do not yet work for everyone and that around eight million adults (17% of the population) would struggle to cope in a cashless society.

In light of this ongoing need for cash, one of the report’s key recommendations is that consumers need a guarantee that they can access and use cash for as long as they need it.

Commenting on the review’s final report, Martin Whitfield MP said:

“This review was established as a response to the rapid decline in cash use in recent years and growing concerns about whether we’re leaving people behind who can’t use or access cash.

“In an increasingly digital society it is undeniable that the way in which people pay for goods and services has changed significantly and rapidly.

“However, as with similar societal changes it is vital to ensure that those who continue to want to use cash, which includes many of the most vulnerable in society, are able to do so for as long as necessary.

“That is why I welcome the review’s recommendations, particularly the emphasis on the importance of guaranteeing continued access to cash and to ensuring it remains widely accepted.

“These recommendations also underline the importance of retaining access to cashpoints, a campaign led by my colleague Ged Killen which I fully support.”

The review’s main recommendations for government, regulators and the industry include:

  • Guarantee access to cash
  • Ensure cash remains widely accepted
  • Create a more efficient, effective and resilient wholesale cash infrastructure
  • Ensure that digital payments are an option for everyone
  • Ensure joined up oversight and regulation of cash

The full report can be found at